Commercial Manager, Kabir Ahmed, for Wesleyan Financial Services, shares his views on the topical question of whether vicarious liability should be split among associates.

Two years ago, a bit like anything the General Dental Council does lately, our oil-fuelled central heating boiler was condemned. It was old and tired, was wasting money and was basically unsafe – yes, am still talking about the boiler, but, you know, there are parallels there.