In need at Noel: offering financial support to those who need it the most

The Christmas countdown is upon us, and the boxes on the calendar will be ticked off leading up to the season of fun and festivities. Whilst this is exciting for many, it can be a daunting time for some.

This holiday season, some will struggle to put food on the table and pay their bills, let alone buy presents and indulge in festive treats. Indeed, the number of Britons expected to borrow money for basic living this Christmas could be high as 21%.[i]

The country is also experiencing an increase in the use of food banks, with 2014-2015 statistics showing a 19% rise since last year,[ii] and it is thought that 2,744 are sleeping rough on any one night. [iii] Poverty, perhaps, is closer to home than we thought.

Needing help

Despite advancements in technology and the implementation of ergonomic friendly products within surgeries, work-related illness and injury remains the biggest cause of financial struggle. Figures from 2013/2014 show that 1.2 million working people were affected by this and as a result 28.2 million working days were lost.[iv]

Accidents, bereavement, stress, addiction, marital problems and mental health are other possible factors that unsettle financial stability, impacting everyone from dentists to their dependants, friends and colleagues.

A helping hand

In times of hardship help can come in many forms; a shoulder to lean on can sometimes be enough. But for many, financial aid is required for food and clothing, bills and mortgage payments, nursing home fees and even funeral costs.

Although the Summer Budget 2015 recently made cuts, benefits are still available up to a possible £23,000 in London and £20,000 in the rest of the UK.[v] Yet, research has shown that some people are too embarrassed to seek help and as much as £19 billion in state benefits can go unclaimed each year.[vi]

At some point or another most of us need help, which is why the BDA Benevolent Fund works to provide support to any registered UK dentist in financial need. With help from other professionals, regular donations and gift aid, the Fund provides one-off or regular grants to those who need it most. The difference that this can make at any time, let alone Christmas, is immeasurable.

A donation can help someone in need and make their Christmas worth celebrating.

Thank you.

The BDA Benevolent Fund relies on your help to continue its work,
so please contact us on 020 7486 4994 or This email address is being protected from spambots. You need JavaScript enabled to view it.,
or to give a donation today go to www.bdabenevolentfund.org.uk.

 

And if you are in need of help yourself, please contact us now.

All enquiries are considered in confidence.

 

Registered charity no. 208146

 



[i] Accessed online 9 July 2015 http://www.moneyadvicetrust.org/media/news/Pages/Warning-as-Britons-put-Christmas-on-credit.aspx

[ii] Accessed online 9 July 2015 themoneycharity.org.uk/media/Debt-Stats-Full-January-2014-pdf

[iv] Accessed online 9 July 2015 http://www.hse.gov.uk/statistics/

[v] Accessed online 9 July 2015 https://www.gov.uk/government/topical-events/budget-july-2015

[vi] Accessed online 9 July 2015 https://www.turn2us.org.uk/About-Us/Research-and-Insights/On-borrowed-money-on-borrowed-time-payday-loans